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How It WorksHow Does A Payday Cash Advance Loan Work?It's actually quite simple. To receive your payday loan, all you need to do is fill out our online application form (remember: there's never an application fee). Once you've completed the application just print, sign and fax the provided documents. Your newly acquired funds will automatically deposited into your bank account overnight. On your paycheck due date, the loan amount plus the loan fee will be automatically withdrawn from your account. What Do I Need To Do To Qualify For A Payday Cash Advance Loan? Qualifying is simple. Since Payday Loan Center won't perform credit checks you may be asked to provide the following information: (note: you may qualify for our no fax payday loan service if you meet certain qualifications) • You are either currently employed or receiving recurring income regularly. • Your take home pay is at least $1000/month if employed or $800/month if on a fixed income. • Your paycheck is direct deposited into your savings or checking account. What else do I need? After completing an application, you will be asked to fax in the following items: (note: you may qualify for our no fax payday loan service if you meet certain qualifications) • Copy of drivers license, State issued ID or Military ID. • Copy of a bank statement within the last 30 days. • Copy of a voided personal check marked (this means you need to mark "VOID" on a blank check). • Copy of the most current pay stub you have. Do I have to pay the loan back in full? What differentiates Payday Loan Center is our ability to work with you on payment options. There are three payment options available for you: 1.You may pay the loan in full on the maturity date listed in your payday loan agreement. 2. You may pay the finance fee and a portion of the principle on or before the maturity date. 3. You may pay only the finance fee on the maturity date. How Do I Get Started? Just select the Apply Now option and fill out our application. Once your application is received and you fax in the documents you'll receive notice of approval via email. |
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